--- title: Trusts & SMSFs --- [Skip to content](https://www.harkaccountants.com.au/trusts-smsfs#main-content) [![hark logo](https://www.harkaccountants.com.au/hs-fs/hubfs/hark%20logo.png?width=150&height=47&name=hark%20logo.png)](https://www.harkaccountants.com.au/home?hsLang=en-au) - [Home](https://www.harkaccountants.com.au/) - [About](https://www.harkaccountants.com.au/about) - Services Show submenu for {{ link.label }} - [Accounting & Tax](https://www.harkaccountants.com.au/business-accounting-tax) - [Planning & Advisory](https://www.harkaccountants.com.au/planning-advisory) - [Trusts & SMSFs](https://www.harkaccountants.com.au/trusts-smsfs) - [Tools & Resources](https://www.harkaccountants.com.au/tools-resources) - [Insights](https://www.harkaccountants.com.au/blog) - [Contact](https://www.harkaccountants.com.au/contact-us) Open main navigation Close main navigation - [Home](https://www.harkaccountants.com.au/) - [About](https://www.harkaccountants.com.au/about) - Services Show submenu for {{ link.label }} - [Accounting & Tax](https://www.harkaccountants.com.au/business-accounting-tax) - [Planning & Advisory](https://www.harkaccountants.com.au/planning-advisory) - [Trusts & SMSFs](https://www.harkaccountants.com.au/trusts-smsfs) - [Tools & Resources](https://www.harkaccountants.com.au/tools-resources) - [Insights](https://www.harkaccountants.com.au/blog) - [Contact](https://www.harkaccountants.com.au/contact-us) - [Book an Appointment](https://www.harkaccountants.com.au/contact-us/#appoinment) [Book an Appointment](https://www.harkaccountants.com.au/contact-us/#appoinment) # Trusts & SMSFs At **HARK Accountants**, we provide expert guidance on **trusts and SMSFs** to help you structure your wealth effectively. [Contact Us](https://www.harkaccountants.com.au/contact-us?hsLang=en-au) ![Trusts-&-SMSF](https://www.harkaccountants.com.au/hs-fs/hubfs/Trusts-%26-SMSF.jpg?width=818&height=818&name=Trusts-%26-SMSF.jpg "Trusts-&-SMSF") ## Why do you need a Trust or an SMSF? Planning for your financial future is essential whether for business, retirement or legacy purposes. ![tabler\_tax](https://www.harkaccountants.com.au/hs-fs/hubfs/tabler_tax.png?width=75&height=75&name=tabler_tax.png) #### Tax minimisation ![Group](https://www.harkaccountants.com.au/hs-fs/hubfs/Group.png?width=75&height=75&name=Group.png) #### Asset protections ![bytesize\_portfolio](https://www.harkaccountants.com.au/hs-fs/hubfs/bytesize_portfolio.png?width=75&height=75&name=bytesize_portfolio.png) #### Building wealth for different stages of life ![vaadin\_hourglass-end](https://www.harkaccountants.com.au/hs-fs/hubfs/vaadin_hourglass-end.png?width=75&height=75&name=vaadin_hourglass-end.png) #### Retirement & estate planning ## Take Control of Your Financial Future Today! [Book an Appointment](https://www.harkaccountants.com.au/contact-us/?hsLang=en-au#appoinment) ## What do we do? ## Trusts ![1-1](https://www.harkaccountants.com.au/hs-fs/hubfs/1-1.png?width=100&height=100&name=1-1.png) #### Preliminary Advice Before Setup Assess your needs and provide strategic recommendations. ![2-1](https://www.harkaccountants.com.au/hs-fs/hubfs/2-1.png?width=100&height=100&name=2-1.png) #### Trust Setup Package Handle legal and compliance requirements for a smooth setup. ![3-1](https://www.harkaccountants.com.au/hs-fs/hubfs/3-1.png?width=100&height=100&name=3-1.png) #### Financials & Tax Returns Ensure accurate reporting and compliance with tax obligations. ![4-1](https://www.harkaccountants.com.au/hs-fs/hubfs/4-1.png?width=100&height=100&name=4-1.png) #### Distribution Strategy & Advice Maximise tax efficiency with a well-planned distribution structure. ## SMSFs ![5-1](https://www.harkaccountants.com.au/hs-fs/hubfs/5-1.png?width=100&height=100&name=5-1.png) #### Establish, Rollover & Wind Up Guidance on setting up, transferring or closing your SMSF. ![6-1](https://www.harkaccountants.com.au/hs-fs/hubfs/6-1.png?width=100&height=100&name=6-1.png) #### Tax, Financial & Statutory Reporting Requirements Compliance management to keep your SMSF in good standing. ![7-1](https://www.harkaccountants.com.au/hs-fs/hubfs/7-1.png?width=100&height=100&name=7-1.png) #### Investment Strategy Develop a structured plan for growing your super fund effectively. ![8-1](https://www.harkaccountants.com.au/hs-fs/hubfs/8-1.png?width=100&height=100&name=8-1.png) #### Retirement Planning Ensure financial security with tailored retirement strategies. ![9-1](https://www.harkaccountants.com.au/hs-fs/hubfs/9-1.png?width=100&height=100&name=9-1.png) #### SMSF Borrowing for Property Investment Expert advice on leveraging SMSFs for property investments. ![10](https://www.harkaccountants.com.au/hs-fs/hubfs/10.png?width=100&height=100&name=10.png) #### Tax Strategy for Estate Planning Minimising taxes for your future generation through smart estate planning on your SMSF. ## Find the answers you need Who do we work with? We work with people who value clarity, growth, and peace of mind when it comes to their finances. Our clients are passionate about what they do and want a trusted advisor by their side to help them make confident financial decisions. We proudly support clients who are: - Medical professionals (GPs, specialists, allied health) - Professionals and executives - Property developers, builders, real estate agents, and tradesperson - Restaurants, shops and online retailers - Personal trainers and Gym owners - Educators, artists and social influencers We also work with people who are passionate about investing. Whether you invest in properties, shares, ETFs, or cryptocurrencies, we have the experience and knowledge to handle your tax affairs.  What makes us different? At Hark Accountants, we believe in proactive advice and lasting relationships, not just crunching numbers. We explain what is behind the numbers and their impact on your business in a jargon-free way, enabling you to use them meaningfully to grow your business.  Business is more than just profits; it’s about purpose. Your purpose is the driving force behind every business decision you make. We are sincerely committed to understanding your purpose and supporting your journey toward prosperity.  We are also proud that all of our clients’ work is completed in Australia from beginning to end, to the highest professional standards. Your sensitive data and privacy are well-maintained and protected locally. What services do we offer?  Our services primarily focus on business owners and investors, including: 1. Fulfil accounting and tax lodgement obligations in a timely manner 2. Carry out strategic tax planning 3. Structure businesses for potential growth 4. Structure investment for long-term wealth generation Please check the more detailed offering under the service pages. How do we charge? We offer annual fixed-fee packages to our business clients, with the option to pay monthly or quarterly, and a quoted fee for individual clients and their investment vehicles (i.e., trusts and SMSFs). So you will always know the scope and price before we commence the job.  Any new scope services will be quoted and agreed upon before we undertake the job. Therefore, no surprise bills or hidden fees.  Occasionally, we will charge by the hour for specific tasks (e.g. Private ruling and Letter of Advice). What technology do we use? We’re big believers in using innovative technology to save you time and money. We work primarily with **Xero**, the leading cloud accounting platform for small businesses, and we’re certified Xero advisors.  We also use:  - **Microsoft Teams and Zoom** for virtual meetings - **Annature** for fast, secure document digital signing As AI is a hot topic, we explore leveraging AI-driven tools to enhance our work efficiency and communication accuracy. However, we are highly cautious about using AI and always ensure all tools meet strict security and privacy standards.  ### Helping the business and the people Have a look at our Client Reviews       reviews 5.0                     (17) Review us on Google   [![Matt Glassman](https://phosphor.utils.elfsightcdn.com/?url=https%3A%2F%2Flh3.googleusercontent.com%2Fa%2FACg8ocKoreKbzLxcinwhQzHPU_AfwJp3lJq6vDEDMDLbgVCfUyPrtQ%3Ds120-c-rp-mo-br100)](https://www.google.com/maps/reviews/data=!4m8!14m7!1m6!2m5!1sChdDSUhNMG9nS0VJQ0FnTURBMTVDS3h3RRAB!2m1!1s0x0:0x4f21f1598179fabb!3m1!1s2@1:CIHM0ogKEICAgMDA15CKxwE%7CCgwI6K-yvQYQgLb09AI%7C) [Matt Glassman](https://www.google.com/maps/reviews/data=!4m8!14m7!1m6!2m5!1sChdDSUhNMG9nS0VJQ0FnTURBMTVDS3h3RRAB!2m1!1s0x0:0x4f21f1598179fabb!3m1!1s2@1:CIHM0ogKEICAgMDA15CKxwE%7CCgwI6K-yvQYQgLb09AI%7C) 9 months ago                     Daniel has been a great help to me for 4 years now optimising my tax liabilities across my normal employment and investments. He is always accessible, friendly, insightful and trustworthy. Very grateful for his services and would highly recommend to others. Read more [![Georgia Youkhaneh](https://phosphor.utils.elfsightcdn.com/?url=https%3A%2F%2Flh3.googleusercontent.com%2Fa-%2FALV-UjVc0aFMpqjm0lPsO5loZH1Yb4yRRA-tu239CAYI1BO2s8BYWaM%3Ds120-c-rp-mo-br100)](https://www.google.com/maps/reviews/data=!4m8!14m7!1m6!2m5!1sChdDSUhNMG9nS0VJQ0FnSUNfbXFYbnJ3RRAB!2m1!1s0x0:0x4f21f1598179fabb!3m1!1s2@1:CIHM0ogKEICAgIC_mqXnrwE%7CCgwIl72dvAYQwMiQuQI%7C) [Georgia Youkhaneh](https://www.google.com/maps/reviews/data=!4m8!14m7!1m6!2m5!1sChdDSUhNMG9nS0VJQ0FnSUNfbXFYbnJ3RRAB!2m1!1s0x0:0x4f21f1598179fabb!3m1!1s2@1:CIHM0ogKEICAgIC_mqXnrwE%7CCgwIl72dvAYQwMiQuQI%7C) 10 months ago                     We have had an exceptional experience with Daniel from Hark Accountants. He is easy to contact, quick to respond to emails, very detail oriented and explains things simply. He made closing our business very easy, we barely had to do anything as he handled pretty much everything for us and he saved us so much time. Everything was done promptly, efficiently and clearly so there was never any confusion. We highly recommend Daniel and will continue to use his services for our future personal taxes. Read more [![manlY maN](https://phosphor.utils.elfsightcdn.com/?url=https%3A%2F%2Flh3.googleusercontent.com%2Fa-%2FALV-UjVpHTgtPQLUmYDLH3-N3KzBywssdpzTx899kbKDI0NPX9-Qx7ug%3Ds120-c-rp-mo-br100)](https://www.google.com/maps/reviews/data=!4m8!14m7!1m6!2m5!1sChZDSUhNMG9nS0VJQ0FnSUN6cVlUell3EAE!2m1!1s0x0:0x4f21f1598179fabb!3m1!1s2@1:CIHM0ogKEICAgICzqYTzYw%7CCgwIv4T1sgYQ-I7s0AE%7C) [manlY maN](https://www.google.com/maps/reviews/data=!4m8!14m7!1m6!2m5!1sChZDSUhNMG9nS0VJQ0FnSUN6cVlUell3EAE!2m1!1s0x0:0x4f21f1598179fabb!3m1!1s2@1:CIHM0ogKEICAgICzqYTzYw%7CCgwIv4T1sgYQ-I7s0AE%7C) 1 year ago                     Daniel is a nice man. Thanks for the help. [![aditya benjamin](https://phosphor.utils.elfsightcdn.com/?url=https%3A%2F%2Flh3.googleusercontent.com%2Fa-%2FALV-UjVddmTCKuK-aYn6kFp3deJ9HEjvPyv-i62pO9pAtTy3lonjZRKS-A%3Ds120-c-rp-mo-br100)](https://www.google.com/maps/reviews/data=!4m8!14m7!1m6!2m5!1sChZDSUhNMG9nS0VJQ0FnSUNkenVQaUtnEAE!2m1!1s0x0:0x4f21f1598179fabb!3m1!1s2@1:CIHM0ogKEICAgICdzuPiKg%7CCgwIhIi3rgYQoK_WoQI%7C) [aditya benjamin](https://www.google.com/maps/reviews/data=!4m8!14m7!1m6!2m5!1sChZDSUhNMG9nS0VJQ0FnSUNkenVQaUtnEAE!2m1!1s0x0:0x4f21f1598179fabb!3m1!1s2@1:CIHM0ogKEICAgICdzuPiKg%7CCgwIhIi3rgYQoK_WoQI%7C) 1 year ago                     Highly recommended for Daniel's expertise, promptness and patience. [![Jo S](https://phosphor.utils.elfsightcdn.com/?url=https%3A%2F%2Flh3.googleusercontent.com%2Fa-%2FALV-UjVdnfqob-C29wiLq7EEBdu4UiDHXKTEOphdyPC1zbdSrtd4JmTe%3Ds120-c-rp-mo-ba4-br100)](https://www.google.com/maps/reviews/data=!4m8!14m7!1m6!2m5!1sChdDSUhNMG9nS0VJQ0FnSUQ1aXVyeGxRRRAB!2m1!1s0x0:0x4f21f1598179fabb!3m1!1s2@1:CIHM0ogKEICAgID5iurxlQE%7CCgsIrIHUqQYQgJGMCA%7C) [Jo S](https://www.google.com/maps/reviews/data=!4m8!14m7!1m6!2m5!1sChdDSUhNMG9nS0VJQ0FnSUQ1aXVyeGxRRRAB!2m1!1s0x0:0x4f21f1598179fabb!3m1!1s2@1:CIHM0ogKEICAgID5iurxlQE%7CCgsIrIHUqQYQgJGMCA%7C) 2 years ago                     I recently had the pleasure of working with Daniel Wang from Hark Accountants and I couldn't be more satisfied with the service provided. They offer: Reasonable Prices: Their fees are fair and reasonable, providing top-notch accounting without breaking the bank. Efficiency: Daniel consistently meets deadlines and is highly responsive, making the entire process smooth and stress-free. Accuracy: I have complete confidence in their ability to deliver precise financial statements and tax returns. Their attention to detail is commendable. Professionalism: Daniel is the epitome of professionalism, always maintaining a high level of integrity and dedication. Expert Suggestions: What truly sets them apart is their ability to provide valuable financial suggestions and strategies, helping me maximize efficiency and achieve my financial goals. Read more [![Hayley Green](https://phosphor.utils.elfsightcdn.com/?url=https%3A%2F%2Flh3.googleusercontent.com%2Fa-%2FALV-UjWx8u8MRYiUHv-KHW0vomz765_pKsUskPGHzphWhQMDPC2F7ml32g%3Ds120-c-rp-mo-br100)](https://www.google.com/maps/reviews/data=!4m8!14m7!1m6!2m5!1sChdDSUhNMG9nS0VJQ0FnSUNwZ3RPdTh3RRAB!2m1!1s0x0:0x4f21f1598179fabb!3m1!1s2@1:CIHM0ogKEICAgICpgtOu8wE%7CCgwI5didpgYQgJ3GlAM%7C) [Hayley Green](https://www.google.com/maps/reviews/data=!4m8!14m7!1m6!2m5!1sChdDSUhNMG9nS0VJQ0FnSUNwZ3RPdTh3RRAB!2m1!1s0x0:0x4f21f1598179fabb!3m1!1s2@1:CIHM0ogKEICAgICpgtOu8wE%7CCgwI5didpgYQgJ3GlAM%7C) 2 years ago                     Daniel Wang does a great job every year with our tax and very professional wouldn't go anywhere else.                                                       ![footer line](https://www.harkaccountants.com.au/hs-fs/hubfs/footer%20line.png?width=600&height=68&name=footer%20line.png "footer line") ### Subscribe to Our Newsletter Sign up here to only receive relevant advice for you and your business. ![footer line bottom](https://www.harkaccountants.com.au/hs-fs/hubfs/footer%20line%20bottom.png?width=600&height=68&name=footer%20line%20bottom.png "footer line bottom") ![hark](https://www.harkaccountants.com.au/hubfs/%E5%9B%BE%E5%B1%82%201.png "hark") Contact Coworking Hub [Top Ryde City Level 2, 109-129 Blaxland Road, Ryde NSW 2112](https://maps.app.goo.gl/Kdu63tATeRo3tx8B9) Email: [support@harkaccountants.com.au](mailto:support@harkaccountants.com.au) Tel: [02 9800 9522](tel:0298009522) Service - [Business Accounting and Tax Solutions](https://www.harkaccountants.com.au/business-accounting-tax?hsLang=en-au) - [Tax Planning & Advisory](https://www.harkaccountants.com.au/planning-advisory?hsLang=en-au) - [Trust & SMSFs](https://www.harkaccountants.com.au/trusts-smsfs?hsLang=en-au) More - [About](https://www.harkaccountants.com.au/about?hsLang=en-au) - [Contact](https://www.harkaccountants.com.au/contact-us?hsLang=en-au) - [Tools & Resources](https://www.harkaccountants.com.au/tools-resources?hsLang=en-au) - [Insights](https://www.harkaccountants.com.au/blog?hsLang=en-au) ![footer-icons](https://www.harkaccountants.com.au/hs-fs/hubfs/footer-icons.png?width=300&height=40&name=footer-icons.png "footer-icons") ![footer logos](https://www.harkaccountants.com.au/hs-fs/hubfs/ll.png?width=350&height=96&name=ll.png "footer logos") Designed & Developed by [**iBusinessFormula**](https://ibusinessformula.com.au/) \*Liability limited by a scheme approved under Professional Standards Legislation. 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